Used Auto Taxes

[95.0mark]

Who makes the repo edition atv? Is that one of the big four? Or does cat make that one? Or possibly did ktm get in the quad game?

[KickAssFlash]

Do your trust clients like to discuss and show you Dave Ramsey videos, along with his books and affiliated products/services? If not, they are clearly not financial gurus.

I am going to start referring them to TRAILERPARKJOHN for prudent investor rule compliance. Can't wait for the cross-referrals that want to gift away all of their assets and get on the medicaid program.

[Max Power]

It was a lot more than 6 months ago I have been working on this for years and I guarantee I know more about personal finance than most people here. I am not being presumptuous. Most people do not have a clue how broke they really are. I couldn't care less what anyone does with there money, but when you are a dink on the web like Mark, I am not going to let it go (too much fun to rile him up). I do believe that Credit Cards are a bad thing for everyone. I do think borrowing money because you think you are being savy with money is a fools errand. I do know that most people are broke and in debt and will fight to defend their stupidity. Mark was advising people to play silly games with debt and being a dink when I proved his folly. So I played a long. At the end of the day I really don't care, go ahead and be broke. Assuming more than half the people on this site have their shit together is an amazing leap.

Credit cards were not a problem for me. I had car loans and loans on toys like boats, wheelers, and what not. I had one credit card I used for online purchases. That has been cut up and cancelled for 6 years. Never carried a balance, but once I educated myself, I realized it had no place in a good financial plan so I got rid of it and have never missed it.

Mark is suggesting that people use cards to get points, not accrue debt. Why are you so daft that you can't see this? We all get 30 day terms EOM, no fees no interest and no debt. Doesn't appear you were successful at managing it, doesn't mean the people you speak down to haven't figured it out. Just stop talking ferchrissakes. Your are turning yourself into a joke.

I'm sorry, but you are 100% wrong. Credit cards are not a bad idea. I've had about 5 CC's since 2003. I never paid any interest on them or any card until 2 months ago, when I was late with a payment. It just slipped my mind. I got nailed with a 25.00 late charge and had like 40.00 in interest tacked on. So in 12 years, the only interest I have had to pay was 65.00, and it was my fault. If you use your card like you use your bank card, not only do you get free money from the CC company, but the fraud protection on my CC is light years ahead of my bank card. I never even use my bank card. Just use a CC, and pay it off at the end of each month. No getting into trouble.

I have received thousands of dollars in gift cards from my CC company for Best Buy, Amazon, and Home Depot just by using my card to pay for shit I would have bought anyways. My Dryer and Dishwasher were almost paid for just by using my points at Best Buy. Plus you build credit which is 100% necessary if you want to buy a car/home/anything without getting raped in the asshole by high interest payments because you decided to live off grid with your credit. You know how it is. No credit? You get high interest. Good credit? Low interest. Unless you are so smart you do not need credit to live, this isn't meant for you. But let's be real. This doesn't apply to the majority of the people out there.

Dispute that all you want, but it's 100% the truth and I see no downside to it. Credit establishment. Free shit. Fraud protection. No payment to the CC company unless you're late.

Here's what I do not understand. You are telling us all how to be accumulate wealth, but you're doing it in a complete fuck face sort of way. Not a good idea to make broad sweeping accusations about how most people on here are broke or bad with money when basically, let's face it, you have no idea. When you do that, no one is going to take you serious. Because no one wants to be talked down to like they're a fucking retard. Oh wait can I say retard anymore? No one wants to be talked to like they're mentally challenged, which is what you're doing. It's almost like you fingered a woman the first time and are trying to give us lessons on how to do it better.

Now if you're trolling, good job.

This!

Let it be known that I tried. I never did in the past, but I've been trying to be a nicer, friendlier Stormwalker, giving people the benefit of the doubt. And see? This is what happens. This is why one shouldn't try. You can't make stupid poor people not be stupid poor people. It's kind of frightening. I mean look, these people are all walking around and doing things and everything! I mean, who the fuck takes out a goddamned loan on a four wheeler?

Yes, we're going to make fun of trailerparkjohn for not being responsible enough to even have a credit card. But it's because he deserves it.

And this!

[95.0mark]

Why no posting from trailer John?

[theduckylittle]

Well, it sounds like you need the financial services of TRAILERPARKJOHN. He is statistically 23% guaranteed to know more about personal finance than most anyone here. He can advise you to obtain loans for your recreational vehicles, and cut up your credit cards because only rich people have the discipline to use them responsibly. He'll totally be able to retire at 50 for real, and can show you how to do it through debt mismanagement as well.

That Bro-Dawg ain't got nothin' on my rollin'

[Drunko McMoppo]

For what it's worth. When I worked at Best Buy if someone came in and wanted to buy some sort of electronic device and had a budget of let's say $500, we'd tell them about our 0% financing, tell them it's free money and get them approved. If they were approved to borrow $1000 they spent $1000 every single time.

[av6ateu]

Why no posting from trailer John?

Hes been too busy counting all his money

[Stormwalker]

Hes been too busy counting all his money

Unlikely. He's already shown himself to not be very savvy about money, so I doubt he has a whole lot of it laying around.

After all, he's invested it into a (one) mutual fund! I'm sure he's got some screwy logic on how ETFs and stocks are bad and not to be trusted (options are likely beyond his comprehension).

[theduckylittle]

Unlikely. He's already shown himself to not be very savvy about money, so I doubt he has a whole lot of it laying around.

After all, he's invested it into a (one) mutual fund! I'm sure he's got some screwy logic on how ETFs and stocks are bad and not to be trusted (options are likely beyond his comprehension).

I would love for you to try to explain to him gross versus net earnings.

[Stormwalker]

I would love for you to try to explain to him gross versus net earnings.

Honestly, I'm willing to help anyone, they don't have to have an upper tier income. This guy actually does have a few things right, but also has a few things incorrect. And he'll never listen to anyone that's not actively trying to manipulate him for their own financial gain (i.e. Dave Ramsey).

There are two types of people in this world. There are those who collect interest, and there are those who pay interest. You want to be on the correct side of that. If you are savvy, you can be on both sides, but come out ahead.

If anything else, trailerparkjohn recognizes on some level that he is not very good with money, and given any sort of credit, he would immediately get himself into trouble, so he stays away from credit entirely. Which is a good thing, at least for him.

However, the retard assumes everyone else is just like him, because to believe anything else, he would have to accept the fact that he has a problem with money/credit. It's like an alcoholic - even if you get sober, you're always an alcoholic, and you need to accept that and live with it.

Good for him for getting sober. Maybe one day he'll stop assuming everyone else is drunk, and realize a lot of people never got drunk in the first place.

[Max Power]

I will lift a pint to him come April on my free trip to London, although with present exchange rates, my beer might cost 22% more. Cest la Vie.

It just occurred to me that I just agreed with 95IQ Mark in an online discussion. If I open the blinds, I am sure pigs are flying past my window right now.

[Biff Tannen]

^ As I'm sure the value of my ocean front property In Arizona has been exponentially increased.


I'm glad I financed it at 0% 10 years ago. It was an offer too good to pass.

[Odrapnew]

I will lift a pint to him come April on my free trip to London, although with present exchange rates, my beer might cost 22% more. Cest la Vie.

It just occurred to me that I just agreed with 95IQ Mark in an online discussion. If I open the blinds, I am sure pigs are flying past my window right now.

Doesn't that make you feel "dirty"?

[NOTNSS]

I will lift a pint to him come April on my free trip to London, although with present exchange rates, my beer might cost 22% more. Cest la Vie.

It just occurred to me that I just agreed with 95IQ Mark in an online discussion. If I open the blinds, I am sure pigs are flying past my window right now.

That's the worst feeling in the world

[95.0mark]

Hardy har. Love me or hate me, you know I gots skillz in most departments yo.