Insurance help

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts
  • 96zjlimited
    TCS Homer
    • Jun 2005
    • 2092

    Insurance help

    Some drunk plowed into the back of my Grand Cherokee 2 nights ago, the adjuster was out today for the estimate, he wrote the estimate up to use a used hatch, used bumper, and a used tail light, and the time to refinish and paint them. Can they do this? I feel I am entitled to new parts, thats what I pay for the insurance for. I called him, and asked him what it was about, he told me it was industry standard on a 2001 to do that, I said Bull shiat! If I want new parts he told me I would pay the difference out of pocket. Does this sound right? I want to say, the jeep was almost pristine before hand...
  • Akromix
    oat goat
    • Oct 2003
    • 23163

    #2
    BS
    god damned tinypic.

    Comment

    • SDK
      #1McMoppoFan
      • Oct 2005
      • 12342

      #3
      WAT. You can get it repaired where ever you want, I know that. Just bring ti somewhere that doesn't hang used parts.

      Comment

      • SDK
        #1McMoppoFan
        • Oct 2005
        • 12342

        #4
        On the other hand. The used parts would be just fine.

        Comment

        • 96zjlimited
          TCS Homer
          • Jun 2005
          • 2092

          #5
          I just think if it was perfect before, it should be after, not repaired junkyard parts. Let me re-phrase that, I think thats how the insurance should pay out, then, it should be my desicion what to put back on it... Should I worry that the agent listed a much higher mileage on my report than the jeep actually has (by about 20k). Assuming this happens because they didnt have a key, and they just guessed.

          Comment

          • SDK
            #1McMoppoFan
            • Oct 2005
            • 12342

            #6
            I totally think you should get a good repair done.

            But I am starting to rethink all the shit insurance companies pay out. Like storm damage on house. I had a 40k job done a few years ago for hail and the windows had been shot for years already. The siding and roof were also in bad shape. It seams expensive for the companies to replace all that old stuff with new just because it got dented.

            Comment

            • Drunko McMoppo
              Bloody Bill Brownlow
              • Aug 2003
              • 50752

              #7
              Take it to a body shop of your choice, get an estimate from them, talk to insurance company. They can't tell you where to go, it's called steering and it's illegal. You're also entitled to a rental.
              1998 Buick Lesabre Custom

              Comment

              • 96zjlimited
                TCS Homer
                • Jun 2005
                • 2092

                #8
                I am bringing it to Cooks and LaMettrys tomorrow for estimates...

                Comment

                • Fernanernie
                  Hot slut aficionado
                  • Dec 2003
                  • 50750

                  #9
                  Originally posted by LTDpower View Post
                  Take it to a body shop of your choice, get an estimate from them, talk to insurance company. They can't tell you where to go, it's called steering and it's illegal. You're also entitled to a rental.
                  This!

                  Also tell the insurance crook to go pound sand
                  Dear Government, eventually the people with money will tell you to fuck off, and stop paying for those that don't work

                  Comment

                  • Scotty07
                    Meh
                    • Apr 2007
                    • 19655

                    #10
                    Originally posted by 96zjlimited View Post
                    Some drunk plowed into the back of my Grand Cherokee 2 nights ago, the adjuster was out today for the estimate, he wrote the estimate up to use a used hatch, used bumper, and a used tail light, and the time to refinish and paint them. Can they do this? I feel I am entitled to new parts, thats what I pay for the insurance for. I called him, and asked him what it was about, he told me it was industry standard on a 2001 to do that, I said Bull shiat! If I want new parts he told me I would pay the difference out of pocket. Does this sound right? I want to say, the jeep was almost pristine before hand...
                    Read your policy. That will tell you what they can and cannot do.
                    .
                    .
                    .
                    .




                    DISCLAIMER: Everything the above poster posts is for entertainment purposes only. If you are not entertained, go **** yourself!!

                    Comment

                    • o4RedFireGT
                      TCS n00b
                      • May 2009
                      • 22

                      #11
                      i have seen ins. companies write up 2007 and 2008 vehicles with used or aftermarket parts....it really just depends on the company, some do that and assume the customer wont check into it and figure anything other then new is being used...
                      *ASHLEY*



                      2004 GT

                      Comment

                      • Drunko McMoppo
                        Bloody Bill Brownlow
                        • Aug 2003
                        • 50752

                        #12
                        Originally posted by o4RedFireGT View Post
                        i have seen ins. companies write up 2007 and 2008 vehicles with used or aftermarket parts....it really just depends on the company, some do that and assume the customer wont check into it and figure anything other then new is being used...
                        The parts on the vehicle weren't new so why should they pay for new parts? Doesn't really matter, just depends on the body shop you use.
                        1998 Buick Lesabre Custom

                        Comment

                        • 96zjlimited
                          TCS Homer
                          • Jun 2005
                          • 2092

                          #13
                          I assume in the mean time I should do nothing with the check he left me, because that would be more or less accepting his estimate? It doesn't really matter I guess, that is just a curiousity question.

                          Comment

                          • Drunko McMoppo
                            Bloody Bill Brownlow
                            • Aug 2003
                            • 50752

                            #14
                            Originally posted by 96zjlimited View Post
                            I assume in the mean time I should do nothing with the check he left me, because that would be more or less accepting his estimate? It doesn't really matter I guess, that is just a curiousity question.
                            What insurance company do you use? Every time I've made a claim the insurance company says take it in where ever you want to go and we'll pay for it, they even come tow the car there for me.
                            1998 Buick Lesabre Custom

                            Comment

                            • Fernanernie
                              Hot slut aficionado
                              • Dec 2003
                              • 50750

                              #15
                              Originally posted by 96zjlimited View Post
                              I assume in the mean time I should do nothing with the check he left me, because that would be more or less accepting his estimate? It doesn't really matter I guess, that is just a curiousity question.
                              Correct. Cashing the check would default to you accepting the terms of the settlement. Now I'm not a lawyer, maybe your should PM LegalEagle
                              Dear Government, eventually the people with money will tell you to fuck off, and stop paying for those that don't work

                              Comment

                              Working...
                              X
                              😀
                              😂
                              🥰
                              😘
                              🤢
                              😎
                              😞
                              😡
                              👍
                              👎