What's your credit card APR?

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  • fusion_ta66
    TCS Regular
    • Apr 2004
    • 485

    What's your credit card APR?

    I was wondering how my rate compared to other people. I have excellent credit, and I just called and had my APR lowered to 12%. What's everyone else's rate?
  • Southern
    Brougham
    • Jun 2005
    • 34553

    #2
    Locked at 7.9% Bank of America Visa.
    ./ ____ _ _\.
    (]]]_ o _[[[)
    \o_FORD_o/
    |__|.....|__|

    Comment

    • LES
      Doing more with Les!
      • Apr 2006
      • 33157

      #3
      Bank of America Visa 9.9%

      American Express 7.9%


      But I prefer using the equity in my home at 5.75% with a tax deduction, further reducing that
      It is a damn poor mind indeed which can't think of at least two ways to spell any word.
      Andrew Jackson

      Comment

      • Outrun
        Answer The Call
        • Aug 2003
        • 20755

        #4
        Mines at like 26%. I’ve been with them since 2003, which is crazy interest. I’ve never paid 1 cent of interest because I pay it of every month. Can you have it lowered by calling them?

        I've never been late on a payment.

        Comment

        • Video_Master
          Kickin it Hybrid Style
          • Jun 2003
          • 10524

          #5
          What is a credit card?

          Comment

          • dupcla
            Dead broke and dog tired
            • Dec 2006
            • 3147

            #6
            They don't always lower it though... which sucks,

            I think my sears card is at 28% or something. I'm glad I don't ever use it!

            Comment

            • NOTNSS
              x
              • Mar 2004
              • 42731

              #7
              8.9% - current balance is $0.00

              Comment

              • 1moretoy
                EAT SLEEP FISH
                • May 2005
                • 27018

                #8
                Originally posted by NOTNSS View Post
                8.9% - current balance is $0.00
                You never leave the computer to go buy anything

                Comment

                • NOTNSS
                  x
                  • Mar 2004
                  • 42731

                  #9
                  Originally posted by 1moretoy View Post
                  You never leave the computer to go buy anything
                  Actually I buy a lot of shit with my credit card: gas, porn, groceries, hookers, on-line junk, crack, etc... I just make sure I pay if off every month.

                  Comment

                  • Ford Fan
                    T/S 2009
                    • Feb 2003
                    • 5688

                    #10
                    Visa is 5.9%

                    My other visa is 0% until December.
                    8.54 @ 159 mph on a 275 drag radial
                    5.43 @ 127 mph to the 1/8
                    8.91 @ 153 in True Street legal trim
                    Best 60' at Top End Dragways 1.22 on 275's

                    Thanks to the following:
                    Richard at Mean Street Performance
                    DSMotorworks
                    Transport Graphics
                    Knowlton's Thunderheads
                    www.twolaneracing.com

                    Comment

                    • Wislnby
                      TCS Regular
                      • Mar 2005
                      • 696

                      #11
                      I used to have a 8.9 fixed, but they jacked that up.
                      --Tony--
                      Bones94stang@yahoo.com

                      94 GT, Vortech S-Trim, AFR 165's, BBK Longtubes, 1.7 Trickflow RR, Edelbrock RPM Intake, 42 # Injectors, 80mm Pro-M, MSD-BTM, 255 lph Fuel Pump, T-rex inline pump, 3:73 Gears, QA1 coil overs, and a bunch of other stuff.

                      1.96 60' 12.57 @113.53 MPH on Nitto's
                      RWHP 388.1 @5800 W/stock cam
                      RWTQ 386.1 Dyno Graph

                      Comment

                      • D3thM3tal
                        IT Pro / Mechanic
                        • May 2006
                        • 3665

                        #12
                        I'm sitting at like 29%.. Current balance = over $800.. I really dont call it a credit card, I call it the "my car and truck need limited slip" card Whatever, lol, its well worth the fun I'm getting. I've had the card since 02 or 03, never missed a payment, and it was under $100 for over 80% of that time. Whatever, I'm looking to get a better card, any suggestions?
                        08' Focus Coupe MTX 2.0 / 00' Contour SVT 3.0 / 95' F150 5.0 / 86' F350 6.9IDI / 74' Bronco EFI 5.8 / 74' Bronco Ranger EFI 5.8 / 66' Mercury Monterey 352FE / 64' Galaxy 500 390 FE
                        I bleed blue

                        Comment

                        • HopAlong
                          ??Handcuffs??
                          • Aug 2005
                          • 7184

                          #13
                          Originally posted by Video_Master View Post
                          What is a credit card?

                          Comment

                          • thom1301
                            TCS Homer
                            • Oct 2003
                            • 1183

                            #14
                            11.74%
                            Make it 3 yards Mother F*cker and we'll have ourselves an automobile race.

                            Comment

                            • CCr
                              The penis has spoken.
                              • Jun 2005
                              • 10966

                              #15
                              Yes, call for a lower rate. also banks in ND can only charge a max of 23.99 by state law. USBank has a credit card center here, therefore following ND laws.
                              Originally posted by xjfish
                              Cool story bro. I prefer fat chicks.
                              I'd be unstoppable if it weren't for law enforcement and physics.
                              Raquel Petrowski 4/13/78-4/19/10

                              Comment

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